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Product Overview

Cyber threats can have serious consequences. Risks range from loss of information on a single laptop to threats posed by cloud computing. Businesses may also face issues regarding denial of service or defacement and disruption to their web presence. 

Data leaks and data losses can lead to regulatory fines and PR nightmares. Cyber attacks could lead to server shut-downs, loss of confidence or loss of profits. When private information is compromised, the repercussions for a business can be serious and costly. 

AIG has developed CyberEdge – an innovative protection package designed to counter some of the potentially far-reaching consequences of sensitive data leaks and breaches, computer hacking, dumpster diving (theft of discarded records), computer virus, employee sabotage, pilferage of information and identity theft. From crisis management to legal investigations to restore a reputation, our experienced team can help you manage a breach. 

In partnership with GROUP IB, a computer security company, CMS and Seneshal Neyman law firms, and CROS and GRAYLING, anti-crisis PR professional consultants, AIG can offer a suite of value-added services in addition to insurance protection.

Features & Benefits

Fines and investigations – Covering the potentially significant costs and expenses of data protection, regulator investigations and legally insurable fines following data security breaches. 

Crisis management – Covering the cost of cyber incident response services following a data breach, PR consultancy to help repair company and individual reputations, breach coaching, and notification and monitoring costs associated with a breach of information. 

Electronic data – Covering the costs of making data safe again after a leak or breach. 

Coverage

CyberEdge includes the following coverage provided through the Data Operator’s Insurance Policy 

Data Liability – Covering the financial consequences of losing or misappropriating client or employee data on your network or network devices 

Business/Network Interruption (optional) – Covering the loss of net profit as a result of a material interruption to the insured’s network, after a denial of service attack or network security breach 

Multimedia Liability (optional) – Covering the damages and defence costs incurred in connection with a breach of third party intellectual property, or negligence in connection with electronic content 

Cyber/Privacy Extortion (optional) – Covering ransom payments (extortion loss) to third parties incurred in terminating a security threat.

AIG in Russia offers its customers a package of CyberEdge SM  insurance coverage and services in partnership with the following companies:

              CMS, an international law firm

   Seneshal Neyman, an Internet and media law firm

             GROUP IB, a computer security company

                CROS, anti-crisis PR professional consultants

GRAYLING, a global communications network agency

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